~>:( posted by WAGGZ on February 22, 2006 at 09:50 PM
Message
that for major disasters, like if the house burns down. Otherwise the insurance company will more than get their money back when they increase my premium. My current rate got jacked up because the PREVIOUS owners filed a claim. It's not the money anyway, I can afford to replace the tools. But I can't just run out to Sears and replace a collection of tools that I slowly accumulated over thirty years.
